Topics :: insurance companies

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Is It an Emergency? Insurer Makes Patients Question ER Visit

By Tom Murphy | Nov 11
Anthem, the nation's second-largest insurer, wants patients to consider alternatives like drugstore clinics, nurse advice hotlines or telemedicine - or risk footing the bill.

Allstate Releases Pro-Gay Ad Campaign for Pride Month

By Winnie McCroy | Jun 19
Allstate Insurance has released a new gay-inclusive ad campaign just in time for Pride Month, as part of a larger campaign that asks users to submit photos of themselves "showing affection out in public."

Blue Cross to Offer Gay NC Couples Family Policies

Jan 29
North Carolina’s largest insurer is reversing course and now says it will offer family coverage to same-sex married couples and domestic partners in new policies.

Flood Insurance Changes Hit Resistance, Face Delay

By Andrew Taylor | Jul 18
Hundreds of thousands of homeowners facing higher federal flood insurance premiums under reforms passed last year would win a temporary one-year reprieve under a measure that began its advance through the Senate on Tuesday.

Insurance industry agrees to fix kids coverage gap

By Ricardo Alonso-Zaldivar | Mar 30
If you can’t beat them, join them. After nearly a year battling President Barack Obama and congressional Democrats over the health care overhaul, the insurance industry says it won’t block the administration’s efforts to fix a potentially embarrassing glitch in the new law. In a letter to Health and Human Services Secretary Kathleen Sebelius, the industry’s top lobbyist said Monday insurers will accept new regulations to dispel uncertainty over a much-publicized guarantee that children with medical problems can get coverage starting this year. Quick resolution of the doubts was a win for Obama - and a sign that the industry has no stomach for another war of words with a president who deftly used double-digit rate hikes by the companies to revive his sweeping health care legislation from near collapse in Congress. "Health plans recognize the significant hardship that a family faces when they are unable to obtain coverage for a child with a pre-existing condition," Karen Ignagni, president of America’s Health Insurance Plans, said in a letter to Sebelius. Ignagni said that the industry will "fully comply" with the regulations, expected within weeks. The industry still has plenty of other objections to the new health care law, including concerns that it will raise premiums and skepticism that it will achieve its stated aim of covering 95 percent of eligible Americans. On coverage for kids, however, there will be no quibbling. Ignagni’s letter to the administration followed a sternly worded missive from Sebelius to the industry earlier in the day. The administration’s top health care official forcefully tried to put an end to questions about the law’s intent and wording. "Health insurance reform is designed to prevent any child from being denied coverage because he or she has a pre-existing condition," Sebelius wrote to Ignagni. "Now is not the time to search for nonexistent loopholes that preserve a broken system." Sebelius specified that a child with a pre-existing medical problem may not be denied access to parents’ coverage under the new law. Furthermore, insurers will not be able to insure a child but exclude treatments for a particular medical problem. "The term ’pre-existing condition exclusion’ applies to both a child’s access to a plan and his or her benefits once he or she is in the plan," Sebelius wrote. The new protections will be available starting in September, she said. The fine print of the law was less than completely clear on whether kids with health problems were guaranteed coverage starting this year - as Obama had repeatedly claimed in extolling the legislation that he signed last week. If the problem had persisted, some parents and their children may have had to wait a long time for coverage. The law’s broad ban on denying coverage to any person on account of a health condition doesn’t take effect until 2014. The problem on the issue of covering kids was that the law could also be interpreted in a more limited way. Narrowly read, it seemed to say that if an insurance company accepts a particular child, it cannot write a policy for a child that excludes coverage for a given condition. For example, if the child has asthma, the insurer cannot exclude inhalers and respiratory care from coverage, as sometimes happens now. But that meant the company could still turn down the child altogether. Indeed, House and Senate staffers on two committees that wrote the legislation said last week it stopped short of an ironclad guarantee. House leaders later issued a statement saying their intent in writing the legislation was to provide full protection.

A rate hike for the few _ until it’s you

By Adam Geller | Feb 15
To critics, a 39 percent hike in health insurance for some Californians foretells skyrocketing rates for the rest of us. Not so, says the company, arguing the increase only hits a relatively small number of people and the economy is to blame

Ford, Subaru, VW win insurance industry picks

By Ken Thomas | Nov 18
Ford, Subaru and Volkswagen lead the insurance industry’s annual list of the safest new vehicles, according to a closely watched assessment used by car companies to lure safety-conscious consumers to showrooms.

AP sources: FTC limits eased in House health bill

By David Espo | Oct 29
Health care legislation headed for a vote in the House would give the Federal Trade Commission authority to look into the health insurance industry at its own initiative, Democratic officials said late Wednesday.

FACT CHECK: Health insurers’ profits 35th of 500

By Calvin Woodward | Oct 26
In the health care debate, Democrats and their allies have gone after insurance companies as rapacious profiteers making "immoral" and "obscene" returns while "the bodies pile up."

Dems eye insurance industry’s antitrust protection

By David Espo | Oct 21
Top Senate Democrats intend to try to strip the health insurance industry of its exemption from federal antitrust laws, according to congressional officials, the latest evidence of a deepening struggle over President Barack Obama’s effort to overhaul the health care industry.

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